TWU 556 is proud to offer its members an accident plan from UNUM Insurance Company.
How does it work?
Accident Insurance provides a set benefit amount based on the type of injury you have and the type of treatment you need. It covers accidents that occur on and off the job. And it includes a range of incidents, from common injuries to more serious events.
Why is this coverage so valuable?
It can help you with out-of-pocket costs that your medical plan doesn’t cover, like copays and deductibles. You’ll have base coverage without medical underwriting. The cost is conveniently deducted from your paycheck. You can keep your coverage if you change jobs or retire. You’ll be billed directly.
What’s included?
Be Well Benefit
Every year, each family member who has Accident coverage can also receive $50 for getting a covered Be Well screening test, such as:
- Annual exams by a physician include sports physicals, well-child visits, dental and vision exams
- Screenings for cancer, including pap smear, colonoscopy
- Cardiovascular function screenings
- Screenings for cholesterol and diabetes
- Imaging studies, including chest X-ray, mammography
- Immunizations including HPV, MMR, tetanus, influenza
Organized Sports Benefit
Each family member that has Accident coverage is eligible for a 25% increase in payable benefits within the Injury and
Treatment schedule of benefit categories. See disclosures and schedule of benefits for more information.
Personal Safety Benefit
Every year, each family member who has Accident coverage can also receive $50 for completing a covered safety program. This benefit is available in the Treatment category. See disclosures and schedule of benefits for more information.